Dr Gloom 21915 Posted September 20, 2017 Share Posted September 20, 2017 I don't. She doesn't have the built in "I'm tired" excuse for not having sex Link to comment Share on other sites More sharing options...
adios 717 Posted September 20, 2017 Share Posted September 20, 2017 38 minutes ago, The Fish said: has an unbelievable amount of energy. Feel for her husband mind. Link to comment Share on other sites More sharing options...
The Fish 10856 Posted September 20, 2017 Share Posted September 20, 2017 I wouldn't have the stamina, I fear. Link to comment Share on other sites More sharing options...
Alex 35077 Posted September 20, 2017 Share Posted September 20, 2017 Pics or gtfo Link to comment Share on other sites More sharing options...
The Fish 10856 Posted September 20, 2017 Share Posted September 20, 2017 No chance. I'm not good at sharing. Link to comment Share on other sites More sharing options...
wykikitoon 20129 Posted September 20, 2017 Share Posted September 20, 2017 Just think Team Sky give Tram out like its fucking Smarties. Imagine been on that and doing 100km/h down a mountain. Link to comment Share on other sites More sharing options...
Alex 35077 Posted September 20, 2017 Share Posted September 20, 2017 1 minute ago, wykikitoon said: Just think Team Sky give Tram out like its fucking Smarties. Imagine been on that and doing 100km/h down a mountain. Ok, CT Link to comment Share on other sites More sharing options...
wykikitoon 20129 Posted September 20, 2017 Share Posted September 20, 2017 Fucker Link to comment Share on other sites More sharing options...
wykikitoon 20129 Posted September 21, 2017 Share Posted September 21, 2017 Fucked off We had an offer on a house accepted early April. We said we were willing to wait for the current owners to find somewhere. They finally did about 4 weeks ago and had some toing and froing with their offer. Anyways, all got accpted and things moved. We had a valuation and homebuyers done last week. Came back and valued £16k under what we offered which throws a spanner in the works re mortgage. The Homebuyers called up a few items that needed attention. Most significant was gutters and soffit boards. I noticed the soffit boards looked old when we looked around. So we went back with a revised offer this week to take in account the survey and valuation. They have just come back and said we should honour our original offer. WTF. So you think we should just pay £16k over what we have been advised?! WTF! You dicked about for 4 months looking for somewhere to live and now its our fault house prices seems to have changed in that time?! They will only have the same issue with the survey with someone else. We are willing to meet them someway but FFS are they being ill advised or what? Link to comment Share on other sites More sharing options...
ewerk 30598 Posted September 21, 2017 Share Posted September 21, 2017 Depends how much you want the house. If you speak to the estate agents and tell them that you can't get a mortgage for that amount because of the bank's valuation and explain to them that everyone else will face the same problem then he should try and push them to accept your revised offer. Though you should be prepared to walk away unless you're happy to spend £16k over what it's worth, which isn't that illogical if you're planning to be there for the next 40 years. The bank should still be able to give you the mortgage, it's just going to push your LTV up. Link to comment Share on other sites More sharing options...
Rayvin 5219 Posted September 21, 2017 Share Posted September 21, 2017 9 minutes ago, wykikitoon said: Fucked off We had an offer on a house accepted early April. We said we were willing to wait for the current owners to find somewhere. They finally did about 4 weeks ago and had some toing and froing with their offer. Anyways, all got accpted and things moved. We had a valuation and homebuyers done last week. Came back and valued £16k under what we offered which throws a spanner in the works re mortgage. The Homebuyers called up a few items that needed attention. Most significant was gutters and soffit boards. I noticed the soffit boards looked old when we looked around. So we went back with a revised offer this week to take in account the survey and valuation. They have just come back and said we should honour our original offer. WTF. So you think we should just pay £16k over what we have been advised?! WTF! You dicked about for 4 months looking for somewhere to live and now its our fault house prices seems to have changed in that time?! They will only have the same issue with the survey with someone else. We are willing to meet them someway but FFS are they being ill advised or what? Aye but what if the loss of the £16k there means they can't afford their move? Obviously get that it's frustrating - very similar thing happened to us earlier this year as well. Agreed a fee to buy and the bank came back and said it was worth £30k less. We went back with a new offer but he wouldn't take it. At the time you're thinking that they're not going to get a better offer than that if the banks are consistent, but they're not. Have you considered asking a different bank to take a look? Link to comment Share on other sites More sharing options...
wykikitoon 20129 Posted September 21, 2017 Share Posted September 21, 2017 2 minutes ago, ewerk said: Depends how much you want the house. If you speak to the estate agents and tell them that you can't get a mortgage for that amount because of the bank's valuation and explain to them that everyone else will face the same problem then he should try and push them to accept your revised offer. Though you should be prepared to walk away unless you're happy to spend £16k over what it's worth, which isn't that illogical if you're planning to be there for the next 40 years. The bank should still be able to give you the mortgage, it's just going to push your LTV up. We will have to do c5k of work on the place. We are willing to up our offer and have told the estate agent that but they sounded bleeding useless. We are also willing to pull out. Link to comment Share on other sites More sharing options...
ewerk 30598 Posted September 21, 2017 Share Posted September 21, 2017 Once the estate agent has a sale agreed he doesn't want to have to go through the hassle of having to sell it again. Also, if the sellers have agreed a purchase they won't want the hassle of waiting for a new buyer to come along. Things are largely in your court. You could tell them that you'll offer £10k under your previous offer but that's your max as you'll have to stump up a bigger deposit in light of the bank's valuation. 1 Link to comment Share on other sites More sharing options...
wykikitoon 20129 Posted September 21, 2017 Share Posted September 21, 2017 6 minutes ago, ewerk said: Once the estate agent has a sale agreed he doesn't want to have to go through the hassle of having to sell it again. Also, if the sellers have agreed a purchase they won't want the hassle of waiting for a new buyer to come along. Things are largely in your court. You could tell them that you'll offer £10k under your previous offer but that's your max as you'll have to stump up a bigger deposit in light of the bank's valuation. I thought we would be a miles better position considering it took the 4 months to find somewhere they liked. Oh well, we shall see. Just come at a shitty time as we go to NYC on Sunday for a week and wanted things sorting before we went! Link to comment Share on other sites More sharing options...
ewerk 30598 Posted September 21, 2017 Share Posted September 21, 2017 Make sure that they know that and that you won't be dealing with it while you're out the country. The longer it goes on the better it is for you because their vendors will be expected it all to be tied up pretty swiftly. Link to comment Share on other sites More sharing options...
The Fish 10856 Posted September 21, 2017 Share Posted September 21, 2017 http://www.bbc.co.uk/news/uk-england-41333095 FFS Link to comment Share on other sites More sharing options...
Alex 35077 Posted September 21, 2017 Share Posted September 21, 2017 2 minutes ago, The Fish said: http://www.bbc.co.uk/news/uk-england-41333095 FFS Why are you called that? Because my parents are twats Link to comment Share on other sites More sharing options...
The Fish 10856 Posted September 21, 2017 Share Posted September 21, 2017 Just now, Alex said: Why are you called that? Because my parents are twats "What's your name?" "Psyche" "After the lass from the Greek myth?" "Nah, my mam is a massive fan of Ant and Dec" 1 Link to comment Share on other sites More sharing options...
Alex 35077 Posted September 21, 2017 Share Posted September 21, 2017 Link to comment Share on other sites More sharing options...
wykikitoon 20129 Posted September 21, 2017 Share Posted September 21, 2017 Link to comment Share on other sites More sharing options...
TheGingerQuiff 2412 Posted September 23, 2017 Share Posted September 23, 2017 Got punched by a lesbian last night! 2 Link to comment Share on other sites More sharing options...
Rayvin 5219 Posted September 23, 2017 Share Posted September 23, 2017 How very you. Link to comment Share on other sites More sharing options...
TheGingerQuiff 2412 Posted September 23, 2017 Share Posted September 23, 2017 Unprovoked might I add! Right kick off merchant. Link to comment Share on other sites More sharing options...
Ken 119 Posted September 23, 2017 Share Posted September 23, 2017 Getting punched by a lesbian... can't say I have experienced something like that. Did you drop to the floor? Link to comment Share on other sites More sharing options...
TheGingerQuiff 2412 Posted September 23, 2017 Share Posted September 23, 2017 Nah, had a pretty long conversation with her (fit) sister about how I didn't give a shit about how "she's been through so much" and that it's not an excuse for throwing punches at strangers. I got an apology in the end. Link to comment Share on other sites More sharing options...
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