wykikitoon 19490 Posted May 3, 2016 Share Posted May 3, 2016 Link to comment Share on other sites More sharing options...
The Fish 10543 Posted May 4, 2016 Share Posted May 4, 2016 Long fucking flight this like. Link to comment Share on other sites More sharing options...
Holden McGroin 6394 Posted May 4, 2016 Share Posted May 4, 2016 Just an update on Tinder girl : She has decided not to go ahead with pregnancy. Time to keep little McGroin in his pants for a while. Lesson learnt. Link to comment Share on other sites More sharing options...
ewerk 29825 Posted May 4, 2016 Share Posted May 4, 2016 You must be the most relieved man in Britain today. Link to comment Share on other sites More sharing options...
Dr Gloom 21588 Posted May 4, 2016 Share Posted May 4, 2016 Is this a situation where we should offer our congratulations? It's feels like it should be but might not be considered appropriate given the circumstances. Don't keep it in your pocket. Just wear a blob next time! Link to comment Share on other sites More sharing options...
Holden McGroin 6394 Posted May 4, 2016 Share Posted May 4, 2016 Its mixed emotions really as my mindset went into "being a father". Hopefully i'll look back in a year with relief but its a weird feeling at the moment. Link to comment Share on other sites More sharing options...
trophyshy 7066 Posted May 4, 2016 Share Posted May 4, 2016 (edited) At least you've not had to lie about having Bad AIDS. Edited May 4, 2016 by trophyshy Link to comment Share on other sites More sharing options...
The Fish 10543 Posted May 4, 2016 Share Posted May 4, 2016 Just an update on Tinder girl : She has decided not to go ahead with pregnancy. Time to keep little McGroin in his pants for a while. Lesson learnt. Fuck that! This is the universe telling you that you can do what you like without fear of repercussion. You're Teflon mate! Link to comment Share on other sites More sharing options...
strawb 4101 Posted May 4, 2016 Share Posted May 4, 2016 In probably the most awkward situation of my life ATM. Me and our lass broke up 2 months after signing a 12 month lease on a rented house. Currently sleeping in the spare room on a fucking futon while she sleeps on our brand new kingsize bed in the other room. Weirdest thing is she has been nicer to me in the last couple of weeks than she has in a year or so. Been running round like a blue arsed fly to sort myself a mortgage the last week or so, had it agreed in principle today, got 5 viewings lined up for the next few days. Hopefully one comes off soon, I need out of here. How long does it take getting all the paperwork done for buying your first house? Link to comment Share on other sites More sharing options...
PaddockLad 16740 Posted May 5, 2016 Share Posted May 5, 2016 In probably the most awkward situation of my life ATM. Me and our lass broke up 2 months after signing a 12 month lease on a rented house. Currently sleeping in the spare room on a fucking futon while she sleeps on our brand new kingsize bed in the other room. Weirdest thing is she has been nicer to me in the last couple of weeks than she has in a year or so. Been running round like a blue arsed fly to sort myself a mortgage the last week or so, had it agreed in principle today, got 5 viewings lined up for the next few days. Hopefully one comes off soon, I need out of here. How long does it take getting all the paperwork done for buying your first house? The current Mrs PL is a legal secretary and is advising 3-4 months on average from when an offer is accepted, but that could be just 3 or up to 6+++ depending on what crops up. "It takes as long as it takes" is the erm "legal" phrase she's just used....sorry to hear of your troubles mate, best thing to do is get down to your local branch of Dreams so you can get rid of the Japanese torture rack Link to comment Share on other sites More sharing options...
ewerk 29825 Posted May 5, 2016 Share Posted May 5, 2016 I'd say six months is the very upper end of things. Assuming that your seller has an offer accepted elsewhere then I'd say three - four months. It's the lazy arsed solicitors that hold the whole thing up. Link to comment Share on other sites More sharing options...
Renton 20624 Posted May 5, 2016 Share Posted May 5, 2016 Too many variables to know but probably 6 weeks minimum for a first time buyer. My last move was 2 months which is pretty impressive considering the complexities involved. Gemmill's the expert. Link to comment Share on other sites More sharing options...
The Fish 10543 Posted May 5, 2016 Share Posted May 5, 2016 In probably the most awkward situation of my life ATM. Me and our lass broke up 2 months after signing a 12 month lease on a rented house. Currently sleeping in the spare room on a fucking futon while she sleeps on our brand new kingsize bed in the other room. Weirdest thing is she has been nicer to me in the last couple of weeks than she has in a year or so. Been running round like a blue arsed fly to sort myself a mortgage the last week or so, had it agreed in principle today, got 5 viewings lined up for the next few days. Hopefully one comes off soon, I need out of here. How long does it take getting all the paperwork done for buying your first house? Is the dog in the hallway, pacing back and forth, not knowing where it's loyalty lies? Poor little bugger. Cheap trick but always have some aniseed on you, dogs love that shit. Link to comment Share on other sites More sharing options...
wykikitoon 19490 Posted May 5, 2016 Share Posted May 5, 2016 Good luck strawbs man. Hopefully its a quick one. A mate of mine should be moving into his new gaff in under 2.5 month. Thats a quick one as its a no chain.Solicitors are cunts when it comes to conveyancing so dont be shy on pushing the bastards. Good luck kid and make sure you get the kingsize! Link to comment Share on other sites More sharing options...
strawb 4101 Posted May 5, 2016 Share Posted May 5, 2016 Is the dog in the hallway, pacing back and forth, not knowing where it's loyalty lies? Poor little bugger. Cheap trick but always have some aniseed on you, dogs love that shit. The dog likes me loads more than it likes her, but she is staying with my parents for a couple of weeks anyway. The mortgage advisor said 3 months is average for FTB, hope it isn't fucking 6! Cheers for the help gents Link to comment Share on other sites More sharing options...
Kid Dynamite 6902 Posted May 5, 2016 Share Posted May 5, 2016 Depends on your mortgage lender. Lowest priced deals have the highest applications so take longer to get through. Wouldn't bank on it being any sooner than 3 months Link to comment Share on other sites More sharing options...
Renton 20624 Posted May 5, 2016 Share Posted May 5, 2016 Biggest risk for a ftb is for the chain to break above them, and there probably will be one. Should that happen it could set you back many months. Just to cheer you up strawb. Link to comment Share on other sites More sharing options...
Andrew 4683 Posted May 5, 2016 Share Posted May 5, 2016 On the flip side mine took 6 weeks so it's not necessarily going to be months.Mostly depends on who you go with, its nearing peak(ish) mortgage season at the moment as well. Link to comment Share on other sites More sharing options...
trophyshy 7066 Posted May 5, 2016 Share Posted May 5, 2016 Just taken me 2 months to get a mortgage. Hoping the sale goes quicker than that. Link to comment Share on other sites More sharing options...
Gemmill 43270 Posted May 5, 2016 Share Posted May 5, 2016 Took about 9 weeks for mine from acceptance of offer to completion. That included Christmas and New Year in the middle and a short chain on my buyer's side (a First Time Buyer was buying their place). I was buying new build so no real delays on my side. If not for Christmas, it probably would have completed about 3 weeks quicker. Most banks do app to offer in 20 days or less, so it'll not be mortgages that slow things down. Much more likely to be searches and general slowness from solicitors. Obviously the shorter you can keep the chain, the fewer delays you'll have to endure. Link to comment Share on other sites More sharing options...
Gemmill 43270 Posted May 5, 2016 Share Posted May 5, 2016 Just taken me 2 months to get a mortgage. Hoping the sale goes quicker than that.2 months? Are you self cert or something? Link to comment Share on other sites More sharing options...
trophyshy 7066 Posted May 5, 2016 Share Posted May 5, 2016 Self cert & recently switched to limited company, also house is made of bungaroosh. Had to get 5 builders out before I got the report I wanted to give the lenders. Nosey cunts. Link to comment Share on other sites More sharing options...
Gemmill 43270 Posted May 5, 2016 Share Posted May 5, 2016 Cowabungaroosh dude. Link to comment Share on other sites More sharing options...
Gemmill 43270 Posted May 5, 2016 Share Posted May 5, 2016 Looks like gyppo's pebbledash. Link to comment Share on other sites More sharing options...
trophyshy 7066 Posted May 5, 2016 Share Posted May 5, 2016 Basically made with bits found in the ground but costing the earth. Link to comment Share on other sites More sharing options...
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