Newcastle sign four year shirt deal with ''Wonga''

[Toonpack 9303]

I think you're right, its fuckin serious this...it affects 4 out of 5 best players, 2 of whom seem pretty devout practitioners of the relegion.

 

Huge PR opportunity for Wonga, let the muslim lads play without the logo, they'll stick out like a sore thumb amongst the other running about advertising hoardings, and all the talk will be about what's not there as opposed to the blithe acceptance/ignoring of logo's on strips.

 

Oh Aye - and remove the arm patches whilst they're on.

Edited October 10, 2012 by Toonpack

[Gene_Clark 12]

Gene you're a moslem, will Demba and Cisse leave because they cant wear the shirt next season?

 

Oh, and paragraphs son, paragraphs....always a help

 

i've added the line breaks now...

[Gene_Clark 12]

Gene do you have a website/blog if you like that you put all of your articles up on? As I like reading your style of writing.

 

Here you go -:

 

http://payaso-del-mierda.blogspot.co.uk/2012/10/filthy-lucre.html

[Tooj 17]

Thanks Gene.

[trophyshy 7073]

You're a football manager, shut the fuck up about Standard Charter and put some fucking cones out.

 

[Christmas Tree 4711]

Gene you're a moslem, will Demba and Cisse leave because they cant wear the shirt next season?

 

Oh, and paragraphs son, paragraphs....always a help

 

Great foresight from Ashley, he can sell all our good muslims and blame it on their views rather than us wanting the money.

[Tooj 17]

http://fansonline.net/blackpool/mb/view.php?id=1231825

[henda11 0]

I find it funny how alot of our fans are moaning about Wonga, calling them thieves, that they are no better than loan sharks etc, but the reality of it is, whether they charge a massive interest rate or not, people still agree to take loans from them, they sign and agree to pay back the money on time, and when they don't they then get interest added on. It's not Wonga's fault people can't adhere to the terms and conditions that they signed up for.

[ADP 0]

Here you go -:

 

http://payaso-del-mi...lthy-lucre.html

 

Canny read that like Gene

[wykikitoon 19986]

I find it funny how alot of our fans are moaning about Wonga, calling them thieves, that they are no better than loan sharks etc, but the reality of it is, whether they charge a massive interest rate or not, people still agree to take loans from them, they sign and agree to pay back the money on time, and when they don't they then get interest added on. It's not Wonga's fault people can't adhere to the terms and conditions that they signed up for.

 

Agreed.

[Kid Dynamite 7011]

Can we stop this whole 4126% APR bollocks too please? Wonga only lend money at a max of 30 days so APR doesn't come into it. Their actual interest is nearer 35% over the term of the loans they give

[NJS 4375]

The question then becomes do they want people to pay back on time?

 

I'm sure their business model will include an ideal balance between the quick win of good payers, more money from rollovers, and opportunities mentioned above to take multiple payments with impunity.

 

I know these are unsecured loans but I always thought cunts like Ocean Finance loved it when people defaulted so they could reposess. There will be an element of that with Wonga as well.

[Kid Dynamite 7011]

I struggle to see how that is wrong though. Should we be allowed to borrow money and then not pay it back when we are supposed to? The huge APR should be a deterrent if anything. If you can default on a loan for an extra few quid then everyone would be doing it

[PaddockLad 17130]

How do Wonga collect their debts once you've defaulted?....do they send someone like Stevie round to take your telly and 3 piece suite away i.e. a bailiff? (when the poll tax was introduced a year early into Scotland the Sheriff's officers sold defaulting debtor's possesions in the street to their neighbours ) Or do you just get rude letters and a pile of CCJ's from the district court? If its letters and CCJ's then you're looking at an I.V.A. which writes off all your debts and you can start again with a clean slate but with an appaling credit history and no doubt loads of bad feeling from those youve let down. Thousands of people live like that nowadays, rightly or wrongly. Sending the bailiffs round is different, its humiliating and scary. Or people can go to the local hardman and have their wits scared out of them by a scumbag for the rest of their lives. I'm not trying to moralise here, but money lenders have existed for over 2000 years and always wiil, theyre a fact of life. Is it fair to say that the morally questionable Wonga are actually the least worst way of going under?....that sounds weasley and mealy-mouthed I know, but for me its probably close-ish to the truth..

[NJS 4375]

In most cases its probably okay. People go in with their eyes open and pay it back on time.

 

Its the other side where it gets dodgy imo. People will fuck up - maybe through their fault or maybe through something they have no control over like sickness.

 

It's then a matter of how the company reacts - are they sympathetic and flexible or do they send in the baliffs on day one?

 

Also do they deliberately seek out the more desperate or do they say to someone "hang on from what you've said this isn't for you".

 

I can't answer all those questions in this case but my impression is they take the wrong line. I may be wrong but I still don't want their name associated with us that's all.

[Guest Your Name Here]

I struggle to see how that is wrong though. Should we be allowed to borrow money and then not pay it back when we are supposed to? The huge APR should be a deterrent if anything. If you can default on a loan for an extra few quid then everyone would be doing it

A reasonable view and not without merit. The other side of the argument is that many users of payday loans lack financial literary and/or are desperate. It's sad to read so many comments (everywhere) that show a lack of empathy for those less fortunate than themselves.

That said, it's not football supporters role to act as enforcers of the nation's morality. If what Wonga do is immoral then it should be illegal, the problem is the political/legislative process moves slowly and the payday loan industry is fairly new to these shores - judgement has yet to be cast and NUFC have placed themselves at the centre of the debate.

No matter what the arguments, it was a controversial move by the club, but I'd imagine the pool of companies who want to be associated with SD is little more than puddle.

[ewerk 30385]

A reasonable view and not without merit. The other side of the argument is that many users of payday loans lack financial literary and/or are desperate. It's sad to read so many comments (everywhere) that show a lack of empathy for those less fortunate than themselves.

 

That said, it's not football supporters role to act as enforcers of the nation's morality. If what Wonga do is immoral then it should be illegal, the problem is the political/legislative process moves slowly and the payday loan industry is fairly new to these shores - judgement has yet to be cast and NUFC have placed themselves at the centre of the debate.

 

No matter what the arguments, it was a controversial move by the club, but I'd imagine the pool of companies who want to be associated with SD is little more than puddle.

 

I understand the point that it is immoral to charge such high interest rates but ultimately is it the role of government to protect people from such idiocy? I could understand if Wonga were underhand with hidden charges or high interest rates but they're very open about it and it shows you on the first page of the application exactly how much you need to repay. No one walks into it blindly and those who do wish to avail of such facilities do so at their own risk and cost.

[Guest Your Name Here]

I understand the point that it is immoral to charge such high interest rates but ultimately is it the role of government to protect people from such idiocy? I could understand if Wonga were underhand with hidden charges or high interest rates but they're very open about it and it shows you on the first page of the application exactly how much you need to repay. No one walks into it blindly and those who do wish to avail of such facilities do so at their own risk and cost.

It is the role of government, but the debate is ongoing. In the US where Payday Loans have been long established they have been outlawed in 13 states, which is partly why they have invaded the UK. Ultimately they are putting temptation in the way of people in poverty and the odds are they will be subject to further regulation in the UK eventually.

 

There are three separate debates being rolled into one big fuck off mess.

 

Whether payday loans are immoral and should be outlawed - which has nothing to do with football or NUFC.

 

Whether NUFC should have become involved with a company that has a very negative image - which probably boils down to who was actually prepared to do business with them.

 

The financial details of the deal - which are being largely overlooked in the current morality debate and are probably where the real controversy lies.

Edited October 10, 2012 by Your Name Here

[NJS 4375]

I don't want a full on nanny state to protect people from all idiocy but I do think there should be some boundaries in some areas and I think is one of them.

 

I don't object to pay day loans completely but would just like to see some control.

 

Having said that I'd introduce a national credit union and put them all out of business.

[Howmanheyman 32847]

Remember when football used to be about just football?

 

I seriously cannot stand the modern game. Ask the likes of SKY about the PL and they gush about the stadiums (how many soulless flatpack stadiums are there?) and overseas players and to be fair it looks a great package but you have to realise that SKY tv as we know it wouldn't have stood a chance of taking off were it not for the forming of the PL instigated by the greedy clubs and a willing minor satellite company looking to take a gamble. Look at the price you pay as a subscriber and look at the price you pay to get into a football ground.

 

I'll have the hovis music playing now, like but I much preferred the pay on the day culture and terrace culture which sadly has gone along with a lot of the support it once had. "Hello Alan, first time caller, love the show, I'M A SEASON TICKET HOLDER, .......blah fucking blah" So what if you're a season ticket holder? This is the modern game and shit like SDA/Wonga and the antics we've had to put up over the last few years seem to go hand in hand with the ever increasing corporate side of the game.

 

I honestly feel I've had my time supporting NUFC and the modern version is a tacky shell of what it was and what it meant to follow the club which represented my city and it's largely working class people. I know for a fact the club has lost a fair few of old time supporters who went when football was almost a swear word as far as the media and non-football fans were concerned, people who were the true life blood of NUFC in needy times. The club aint getting those people back and if anyone thinks, 'so fuck?' then I'm talking to the wall.

[Andrew 4723]

Not really being old enough to remember Pre Premier league football I have a question about this

 

forming of the PL instigated by the greedy clubs

 

what difference did the forming of the PL really make? its just a smaller league at the top, there are no barriers to entry other than finishing high enough in the division below like it has always been.

 

would it be any different if it was still called division 1 with the same teams and TV deals?

[Christmas Tree 4711]

Sentimental twoddle

 

I certainly wouldnt want to go back to the days of standing in the gallowgate with people pissing down your leg and cement barriers threatening life and limb each time a goal was scored. And lets not even get started on food and refreshments.

 

Or watching some of the turgid players on turgid surfaces playing turgid football. Alan Shoulder or Papisse Cisse?

 

Unfortunately we can not choose the bits of the modern game we like. Its a package.

 

But looking back to the eighties as though it was some golden time of football. No thanks.

[Christmas Tree 4711]

Not really being old enough to remember Pre Premier league football I have a question about this

 

 

 

what difference did the forming of the PL really make? its just a smaller league at the top, there are no barriers to entry other than finishing high enough in the division below like it has always been.

 

would it be any different if it was still called division 1 with the same teams and TV deals?

 

I think because there was more TV money suddenly about and it got got divied up with the PL taking the lions share.

[Howmanheyman 32847]

Sentimental twoddle

 

I certainly wouldnt want to go back to the days of standing in the gallowgate with people pissing down your leg and cement barriers threatening life and limb each time a goal was scored. And lets not even get started on food and refreshments.

 

Or watching some of the turgid players on turgid surfaces playing turgid football. Alan Shoulder or Papisse Cisse?

 

Unfortunately we can not choose the bits of the modern game we like. Its a package.

 

But looking back to the eighties as though it was some golden time of football. No thanks.

Utter bollocks CT, nobody ever pissed on my leg and if you're only thought on going to the match back then was what the refreshments would be then I'd question if you ever went on a regular basis anyway. You replaced the supporter of the past.

 

Not really being old enough to remember Pre Premier league football I have a question about this

 

 

 

what difference did the forming of the PL really make? its just a smaller league at the top, there are no barriers to entry other than finishing high enough in the division below like it has always been.

 

would it be any different if it was still called division 1 with the same teams and TV deals?

The then 1st division basically said 'fuck you' to the rest of the league and wanted SKY's money to themselves. Think of the CL glass ceiling and the money hoovered up by clubs wanting to be invulnerable at their place in the pecking order. This was the same thing. We weren't in the original PL so could've been royally fucked had we not been promoted the year after.

[David Kelly 1224]

Sentimental twoddle

 

I certainly wouldnt want to go back to the days of standing in the gallowgate with people pissing down your leg and cement barriers threatening life and limb each time a goal was scored. And lets not even get started on food and refreshments.

 

Or watching some of the turgid players on turgid surfaces playing turgid football. Alan Shoulder or Papisse Cisse?

 

Unfortunately we can not choose the bits of the modern game we like. Its a package.

 

But looking back to the eighties as though it was some golden time of football. No thanks.

There are plenty of things wrong with football today (agents, player power, players getting paid a fortune off the back of the very people who are having to use services like Wonga etc) as there was in the eighties (racism, unsafe stadia, hooliganism, Pat Herd and Rambo Riley!) but just like then you can't let these things spoil your enjoyment of the sport. If you do then you'll end up like Gemmil turning your back on something you love. Personally I won't let that happen but I suppose I can understand those that do.

But it's the matches and match days that make it what it is for me and the reality is that in that area the game has moved forward. The rest is all politics and that's not what I'm here for.