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Taking Credit Card Payments


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Any self employed out there know if there is a cheap (free ish) and straightforward way to take credit card payments from a customer either face to face or over the phone.

 

Most seem to want big licks upfront, a merchant account and a lead time of 2-3 weeks.

 

Ideally just want an app or a website I can enter the details into and then have the money transferred to my account. I appreciate there will be transaction charges to pay.

 

Any ideas?

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