Howmanheyman 32824 Posted September 14 Share Posted September 14 (edited) I'm getting an electric this month, difference is the car I'm getting ticks all the boxes for battery life and reliability and has done for a few years so the statistics suggest I'd be pretty unlucky if I have bother. It isn't a fucking musk monstrosity either. Edited September 14 by Howmanheyman Link to comment Share on other sites More sharing options...
ewerk 30368 Posted September 14 Share Posted September 14 11 minutes ago, Kid Dynamite said: The 2 can co-exist. When working, it does 0-60 in 4s, 320miles on a charge, Bose sound system, Netflix on the TV, integrated Spotify, 8 cameras etc. The car is mint. Its build quality is fucking hopeless though. Other than that, how was the show, Mrs. Lincoln? 2 Link to comment Share on other sites More sharing options...
Christmas Tree 4709 Posted September 14 Share Posted September 14 37 minutes ago, Gemmill said: How will it affect my pension? I thought it fucked up your pension tax relief? Could be talking absolute bollocks though as I’m 3 blue moons in Link to comment Share on other sites More sharing options...
Kid Dynamite 7008 Posted September 14 Share Posted September 14 2 hours ago, Gemmill said: How will it affect my pension? Salary sacrifice takes the car payment off your take home pay, so you pay much less in pension contributions. My pension is due at 68 and I might be dead before then so fuck it Link to comment Share on other sites More sharing options...
Kid Dynamite 7008 Posted September 14 Share Posted September 14 2 hours ago, Christmas Tree said: How often do you watch Netflix on your commute I've got an 8 year old daughter! 30mins at the rapid charger is far easier when she has a telly to watch Link to comment Share on other sites More sharing options...
The Fish 10776 Posted September 16 Share Posted September 16 On 14/09/2024 at 20:12, Kid Dynamite said: I've got an 8 year old daughter! 30mins at the rapid charger is far easier when she has a telly to watch Doesn't that drain the battery as you're charging? Link to comment Share on other sites More sharing options...
Gemmill 44491 Posted September 16 Share Posted September 16 On 14/09/2024 at 20:11, Kid Dynamite said: Salary sacrifice takes the car payment off your take home pay, so you pay much less in pension contributions. My pension is due at 68 and I might be dead before then so fuck it I don't know if this is right. Unless it affects my pensionable income then it shouldn't make any difference. Link to comment Share on other sites More sharing options...
Craig 6682 Posted September 16 Share Posted September 16 On 14/09/2024 at 17:31, Gemmill said: They're starting a scheme up at work for salary sacrifice on electric cars. I'll have a look when they publish the monthly costs, but Tesla can fuck right off. We've got that scheme at work and I did consider it when I joined, but the monthly costs put me off. For anything half decent you were looking at £600 per month for starters, and that was factory standard with solid white paint. A Tesla, you were looking at starting price of £800pcm. In the end I bought a 18mth old A-Class for half the price. 1 Link to comment Share on other sites More sharing options...
Gemmill 44491 Posted September 16 Share Posted September 16 Aye it'll be a non starter if those are the sort of numbers we're talking about. 1 Link to comment Share on other sites More sharing options...
Renton 21392 Posted September 16 Author Share Posted September 16 1 hour ago, Craig said: We've got that scheme at work and I did consider it when I joined, but the monthly costs put me off. For anything half decent you were looking at £600 per month for starters, and that was factory standard with solid white paint. A Tesla, you were looking at starting price of £800pcm. In the end I bought a 18mth old A-Class for half the price. Fucking hell. No way you're going to recoup the fuel cost on those prices even if you drive 24/7. Easy for me to say not being able to afford it but Tesla can get fucked given their cunt of an owner. 2 Link to comment Share on other sites More sharing options...
ewerk 30368 Posted September 16 Share Posted September 16 On 14/09/2024 at 20:11, Kid Dynamite said: Salary sacrifice takes the car payment off your take home pay, so you pay much less in pension contributions. My pension is due at 68 and I might be dead before then so fuck it Nah, salary sacrifice is deducted before tax so you're paying less income tax. Your point about the pension contributions stands though. 1 Link to comment Share on other sites More sharing options...
ewerk 30368 Posted September 16 Share Posted September 16 2 hours ago, The Fish said: Doesn't that drain the battery as you're charging? Given the size of the battery a small screen playing is negligble. Link to comment Share on other sites More sharing options...
ewerk 30368 Posted September 16 Share Posted September 16 Also, I see the bastards are doing away with the free road tax for electric cars and applying the VED supplement from next year. So much for a move to net zero. Link to comment Share on other sites More sharing options...
The Fish 10776 Posted September 16 Share Posted September 16 10 minutes ago, ewerk said: Given the size of the battery a small screen playing is negligble. I thought Teslas had 12" screens? Now, Irishmen might be built different, but I always thought 12" was pretty big? Link to comment Share on other sites More sharing options...
ewerk 30368 Posted September 16 Share Posted September 16 3 minutes ago, The Fish said: I thought Teslas had 12" screens? Now, Irishmen might be built different, but I always thought 12" was pretty big? The car has a 75kwh battery. A screen uses maybe 10 watts max so you could basically run the screen for nearly a year from that battery. Maybe ask your joiner if he knows any decent sparks to explain it to you. 4 Link to comment Share on other sites More sharing options...
The Fish 10776 Posted September 16 Share Posted September 16 19 minutes ago, ewerk said: The car has a 75kwh battery. A screen uses maybe 10 watts max so you could basically run the screen for nearly a year from that battery. Maybe ask your joiner if he knows any decent sparks to explain it to you. 2 Link to comment Share on other sites More sharing options...
Craig 6682 Posted September 16 Share Posted September 16 1 hour ago, Renton said: Fucking hell. No way you're going to recoup the fuel cost on those prices even if you drive 24/7. Easy for me to say not being able to afford it but Tesla can get fucked given their cunt of an owner. The problem is they bundle it 'as a service' so you're not only paying monthly for the car itself, you're paying for the insurance, tax, servicing, tyre replacement, MOT, etc. I'm pretty certain the only thing I would have needed to have paid on top of that for was fuel but even so, fuck that! I'd rather have £400 in my wallet and a free choice of what car to go for. In the end I even gave the hybrids a miss and went for a petrol engine. Link to comment Share on other sites More sharing options...
Kid Dynamite 7008 Posted September 16 Share Posted September 16 5 hours ago, Gemmill said: I don't know if this is right. Unless it affects my pensionable income then it shouldn't make any difference. Salary sacrifice does affect your pensionable income. Are you confusing this with salary deduction? Link to comment Share on other sites More sharing options...
Kid Dynamite 7008 Posted September 16 Share Posted September 16 (edited) 3 hours ago, ewerk said: Nah, salary sacrifice is deducted before tax so you're paying less income tax. Your point about the pension contributions stands though. If your pension contributions are 10% of your income, and your income is suddenly £600pm less, then you are contributing £60pm less towards your pension. If your annual salary sacrifice is enough to drop you into a lower pension bracket, then the impact on your pension can rack up over a 3 year lease Edited September 16 by Kid Dynamite Link to comment Share on other sites More sharing options...
Renton 21392 Posted September 16 Author Share Posted September 16 25 minutes ago, Kid Dynamite said: If your pension contributions are 10% of your income, and your income is suddenly £600pm less, then you are contributing £60pm less towards your pension. If your annual salary sacrifice is enough to drop you into a lower pension bracket, then the impact on your pension can rack up over a 3 year lease But bear in mind that as an NHS worker your pension is relatively gold plated so you really want to maximise that benefit to make up for all theother shit you have to contend with. And don't think "I'll be dead by then anyway", given you're a straight edge warror you might be talking about 40 years of lost benefits! Link to comment Share on other sites More sharing options...
Dr Gloom 21846 Posted September 16 Share Posted September 16 I still love my Tesla one year in Link to comment Share on other sites More sharing options...
Renton 21392 Posted September 16 Author Share Posted September 16 13 minutes ago, Dr Gloom said: I still love my Tesla one year in 1 5 Link to comment Share on other sites More sharing options...
ewerk 30368 Posted September 16 Share Posted September 16 1 hour ago, Kid Dynamite said: If your pension contributions are 10% of your income, and your income is suddenly £600pm less, then you are contributing £60pm less towards your pension. If your annual salary sacrifice is enough to drop you into a lower pension bracket, then the impact on your pension can rack up over a 3 year lease Yeah, I was agreeing with you about that. Link to comment Share on other sites More sharing options...
Kid Dynamite 7008 Posted September 16 Share Posted September 16 16 minutes ago, ewerk said: Yeah, I was agreeing with you about that. Oh aye I did a piss poor job of explaining what I meant. I know you save on tax and NI. I've had a couple of lease cars now so probably time to pack it in before I murder my pension. The Tesla cost me £400pm for 4 years though, and with free charging at work (until last month) it was cheaper all in than buying a second hand Polo. Im probably going to take out a loan and buy a nearly new Focus in December when the Tesla goes back. £15k should get me one of these with <20k on the clock. Slow AF but fairly economical Link to comment Share on other sites More sharing options...
Gemmill 44491 Posted September 16 Share Posted September 16 Yes! Join the focus club. That's what I cruise the mean streets of Wideopen in. 3 Link to comment Share on other sites More sharing options...
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