Smooth Operator 10 Posted December 22, 2006 Share Posted December 22, 2006 Just been onto Barclays about some unfair bank charges, they offered me 200 quid as a goodwill gesture so I threatened to take it to the Finacial ombudsman if they didn't give me the full500 snots they owed me. So a cheque's in the post for the full 500! Now then...laptop/season ticket/laptop/season ticket/laptop/season ticket? Fuck it, New Years eve in For Your Eyes Only! Link to comment Share on other sites More sharing options...
Ally 0 Posted December 22, 2006 Share Posted December 22, 2006 Your missus will blatently take it off you and put it in a savings fund. Link to comment Share on other sites More sharing options...
Holden McGroin 6918 Posted December 22, 2006 Share Posted December 22, 2006 Good news. Titty bars are the way forward. Link to comment Share on other sites More sharing options...
Gemmill 47075 Posted December 22, 2006 Share Posted December 22, 2006 There's no fucking way his lass is gonna let him spend it. Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted December 22, 2006 Author Share Posted December 22, 2006 I've tactically told her nowt about it! The bastards had been charging me 7.60 a month since 2001 from an unused account for some insurance policy they say I took out, thing is I remember the phone call where I agreed to have 60 days free then go onto 7.60 a month and I've simply negleted to cancel it and forgotten all about it, but I've chanced my arm and told them I never authorised it and would be taking my business elsewhere in disgust and they wilted! Link to comment Share on other sites More sharing options...
Ally 0 Posted December 22, 2006 Share Posted December 22, 2006 I've tactically told her nowt about it! The bastards had been charging me 7.60 a month since 2001 from an unused account for some insurance policy they say I took out, thing is I remember the phone call where I agreed to have 60 days free then go onto 7.60 a month and I've simply negleted to cancel it and forgotten all about it, but I've chanced my arm and told them I never authorised it and would be taking my business elsewhere in disgust and they wilted! Whats the excuse then when a nice shiny laptop appears on the doorstep then? Link to comment Share on other sites More sharing options...
Meenzer 15866 Posted December 22, 2006 Share Posted December 22, 2006 He'll still have to take it with him to the library tbh. Link to comment Share on other sites More sharing options...
Snake 0 Posted December 22, 2006 Share Posted December 22, 2006 Link to comment Share on other sites More sharing options...
Jusoda Kid 1 Posted December 23, 2006 Share Posted December 23, 2006 She'll be buying her self some jimmy choo shoes with that - factamondo Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted December 26, 2006 Author Share Posted December 26, 2006 She'll be buying her self some jimmy choo shoes with that - factamondo I've got my eyes on a nice new shiny laptop from pc world for 499! They are small and portable she'll never know! Link to comment Share on other sites More sharing options...
Radgina 1 Posted December 27, 2006 Share Posted December 27, 2006 She'll be buying her self some jimmy choo shoes with that - factamondo I've got my eyes on a nice new shiny laptop from pc world for 499! They are small and portable she'll never know! so are the shoes.................... Link to comment Share on other sites More sharing options...
Jusoda Kid 1 Posted December 27, 2006 Share Posted December 27, 2006 Obviously haven't seen his lasses plates of meat, darky's nineteens tbh Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted December 27, 2006 Author Share Posted December 27, 2006 Obviously haven't seen his lasses plates of meat, darky's nineteens tbh Or 99's even? Link to comment Share on other sites More sharing options...
peasepud 59 Posted December 27, 2006 Share Posted December 27, 2006 Obviously haven't seen his lasses plates of meat, darky's nineteens tbh Or 99's even? fooook me, the librarys open late tonight! Link to comment Share on other sites More sharing options...
The Fish 11076 Posted December 28, 2006 Share Posted December 28, 2006 I got £1500 off the bank when I got my unfair charges back. Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted January 12, 2007 Author Share Posted January 12, 2007 I got £1500 off the bank when I got my unfair charges back. Cheque cleared today, into my own personal bank account! What kind of unfair bank charges exactly? Do late payment charges on your credit card count as unfair? If so I'll be in the money yet again! Link to comment Share on other sites More sharing options...
ewerk 31589 Posted January 12, 2007 Share Posted January 12, 2007 I got £1500 off the bank when I got my unfair charges back. Cheque cleared today, into my own personal bank account! What kind of unfair bank charges exactly? Do late payment charges on your credit card count as unfair? If so I'll be in the money yet again! They were but they all seem to have been forced to reduce them now. Haven't heard anything about people trying to claim them back the same way you can with bank charges, if you try they''ll probably just tell you to fuck off. Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted January 12, 2007 Author Share Posted January 12, 2007 I got £1500 off the bank when I got my unfair charges back. Cheque cleared today, into my own personal bank account! What kind of unfair bank charges exactly? Do late payment charges on your credit card count as unfair? If so I'll be in the money yet again! They were but they all seem to have been forced to reduce them now. Haven't heard anything about people trying to claim them back the same way you can with bank charges, if you try they''ll probably just tell you to fuck off. If they tell me to fuck off as you put it I'll be sueing them for use of foul and abusive language to a much valued customer! What about charges for going overdrawn on your current account then? Link to comment Share on other sites More sharing options...
ewerk 31589 Posted January 12, 2007 Share Posted January 12, 2007 Is that not what you've claimed back? Aye you can claim them (or part of them) back. I think the jist of the law is that if you've been charged more than it cost the bank/credit card company to perform the action in question then you can claim the money back. So if they charge 35 quid for returning a direct debit and it actually only cost them a fiver you can get that back so I'd assume the same goes for being overdrawn, I got a couple of charges back for been overdrawn a few months ago. Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted January 12, 2007 Author Share Posted January 12, 2007 Is that not what you've claimed back? Aye you can claim them (or part of them) back. I think the jist of the law is that if you've been charged more than it cost the bank/credit card company to perform the action in question then you can claim the money back. So if they charge 35 quid for returning a direct debit and it actually only cost them a fiver you can get that back so I'd assume the same goes for being overdrawn, I got a couple of charges back for been overdrawn a few months ago. No what I claimed back was a monthly payment of £7.60 over 5 years they said they authorised over the phone for some insurance policy, which they did but I knew they couldn't prove it! I forgot to cancel it after the 60 day free period but I thought I'd chance my arm!! Link to comment Share on other sites More sharing options...
ewerk 31589 Posted January 12, 2007 Share Posted January 12, 2007 Aye then you can claim back any charge deemed to be unfair though it mightn't be easy. Some banks will refund your money but others will fight it, hoping you won't go as far as to take it to court and if you're with Alliance and Leicester they'll close your account if you threaten any sort of action. Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted January 12, 2007 Author Share Posted January 12, 2007 Aye then you can claim back any charge deemed to be unfair though it mightn't be easy. Some banks will refund your money but others will fight it, hoping you won't go as far as to take it to court and if you're with Alliance and Leicester they'll close your account if you threaten any sort of action. Should be ok, Barclays visibly shit themselves when I mentioned the Financial Ombudsman! Link to comment Share on other sites More sharing options...
peasepud 59 Posted January 12, 2007 Share Posted January 12, 2007 Aye then you can claim back any charge deemed to be unfair though it mightn't be easy. Some banks will refund your money but others will fight it, hoping you won't go as far as to take it to court and if you're with Alliance and Leicester they'll close your account if you threaten any sort of action. Should be ok, Barclays visibly shit themselves when I mentioned the Financial Ombudsman! Aye they must be crying out for customers like you, so far you've mentioned unpaid Direct Debits, overdraft charges and late credit card payments. Top customer tbh Link to comment Share on other sites More sharing options...
Jusoda Kid 1 Posted January 12, 2007 Share Posted January 12, 2007 Aye then you can claim back any charge deemed to be unfair though it mightn't be easy. Some banks will refund your money but others will fight it, hoping you won't go as far as to take it to court and if you're with Alliance and Leicester they'll close your account if you threaten any sort of action. Should be ok, Barclays visibly shit themselves when I mentioned the Financial Ombudsman! Aye they must be crying out for customers like you, so far you've mentioned unpaid Direct Debits, overdraft charges and late credit card payments. Top customer tbh Aye, not all of us can have a pristine bank account though, that is unless you do work for the government and have obscene amounts of money thrown at you daily for fucking their computer systems up. Link to comment Share on other sites More sharing options...
Smooth Operator 10 Posted January 12, 2007 Author Share Posted January 12, 2007 Aye then you can claim back any charge deemed to be unfair though it mightn't be easy. Some banks will refund your money but others will fight it, hoping you won't go as far as to take it to court and if you're with Alliance and Leicester they'll close your account if you threaten any sort of action. Should be ok, Barclays visibly shit themselves when I mentioned the Financial Ombudsman! Aye they must be crying out for customers like you, so far you've mentioned unpaid Direct Debits, overdraft charges and late credit card payments. Top customer tbh Not me who mentioned unpaid Direct Debits tbf, anyway go fuck yourself you stilt loving pigheaded numpty. Life is hard and money doesn't go far these days! Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now