Happy Face 29 Posted November 29, 2006 Share Posted November 29, 2006 I'm getting everything the bank has charged me back.... http://www.moneysavingexpert.com/cgi-bin/v...,24632#nutshell Link to comment Share on other sites More sharing options...
The Fish 11128 Posted November 29, 2006 Share Posted November 29, 2006 I'm sure I told you lot about this fricking ages ago...... <-In the know Link to comment Share on other sites More sharing options...
Gemmill 47742 Posted November 29, 2006 Share Posted November 29, 2006 Congrats HF, I really should pull my finger out and do the same. The fuckers owe me thousands. My sister's about to do it as well. Link to comment Share on other sites More sharing options...
ewerk 31764 Posted November 29, 2006 Share Posted November 29, 2006 I rang up today looking £30 back that they charged me for returning a direct debit, needless to say they weren't keen to give it back so I have to call up the manager tomorrow. Robbing gits. Link to comment Share on other sites More sharing options...
luckypierre 0 Posted November 29, 2006 Share Posted November 29, 2006 Will be doing the same. Why the 6 year limit though? Link to comment Share on other sites More sharing options...
Jusoda Kid 1 Posted November 29, 2006 Share Posted November 29, 2006 I'm currently doing the same as well. Link to comment Share on other sites More sharing options...
the_serbian_mag 0 Posted November 29, 2006 Share Posted November 29, 2006 Is that a money giveaway? Where do I sign up? Link to comment Share on other sites More sharing options...
Gemmill 47742 Posted November 30, 2006 Share Posted November 30, 2006 HF, I noticed you said on NO that you're deciding whether to go through with it. Go through with what? Have they not agreed to give you the cash back? What stage are you at? Definitely gonna get my act together and sort this out though. Link to comment Share on other sites More sharing options...
Happy Face 29 Posted November 30, 2006 Author Share Posted November 30, 2006 HF, I noticed you said on NO that you're deciding whether to go through with it. Go through with what? Have they not agreed to give you the cash back? What stage are you at? Definitely gonna get my act together and sort this out though. I haven't started yet. They advise you to have another bank account set up in case the bank get annoyed with you causing bother and close your existing account. But to open a new account these days you have to pay your wages into it so I'd have to change over my direct debits and it's a lot of palava. I've got mates who've had 2 charges a month every month for the last 6 years so this was for people like them really. I've probably only had one or 2 charges a year and none for a couple of years. When I did get charged I usually kicked off at the time and got a refund. Might enquire as to the total I've paid like, just to see if it is worth while. Can't do any harm. Link to comment Share on other sites More sharing options...
Gemmill 47742 Posted November 30, 2006 Share Posted November 30, 2006 Aye I opened a second account a while back - Alliance and Leicester had one going where you didn't have to have any wages paid in and you got a load of Rpoints, so it might be worth checking with them. Think I'll give it a go - I never check my statements so I've no idea how much I've been charged, but I'm sure I go over my limits fairly regularly. I'd hope they would settle before having to take them to small claims though. Couldn't be doing with all that! Link to comment Share on other sites More sharing options...
ewerk 31764 Posted November 30, 2006 Share Posted November 30, 2006 Alliance and Leicester (I think) have said that they will automatically close the account of anyone who brings legal action against them. Link to comment Share on other sites More sharing options...
Happy Face 29 Posted November 30, 2006 Author Share Posted November 30, 2006 Alliance and Leicester (I think) have said that they will automatically close the account of anyone who brings legal action against them. Apparently, you can send the bailiffs around. Link to comment Share on other sites More sharing options...
The Fish 11128 Posted November 30, 2006 Share Posted November 30, 2006 just request your bank statements for the last 6 years, scan through and total the charges yourself. took me an hour or so to get it right. on that site there are letter templates for you to fill in your details and send off. getting you statements can cost you a tenner, but don't worry, that's incorporated when you're reimbursed*(sp?) Link to comment Share on other sites More sharing options...
ewerk 31764 Posted November 30, 2006 Share Posted November 30, 2006 Called up again today and got my £30 back Fight the power people!!! Link to comment Share on other sites More sharing options...
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