Free Money from your bank

[Jusoda Kid 1]

Currently in the middle of a dispute with Abbey National, they're trying to claim £335 from me for unpaid direct debits for a Natwest home insurance transaction that i cancelled online.

 

Abbey reckon Natwest tried to take it sometimes up to 3 times a day, Natwest are insisting that is not there policy, they will try once then once again 14 days later if they don't get it then they won't try anymore.

 

Abbey are telling me that i should have put it in writing to Natwest, my reply "what for?, in the past when I've cancelled online thats been the end of it".

 

It's now in the hands of a debt recovery company who I've just upset by giving them my new address as from tomorrow 'no fixed abode' after they threatened me with a bailiff.

 

Thing is I had stopped using my Abbey Account, not even opening their letters so i had no idea what was going on until I got a letter from this debt company. No way on this earth will Abbey get this money, I'd rather do a few days in Durham than pay the bastards, infact it looks like they're gonna end up owing me.

 

http://www.govanlc.com/bankcharges.html

 

Fucking seething tbh

Edited November 13, 2006 by Wacky Jnr

[Lazarus 0]

Currently in the middle of a dispute with Abbey National, they're trying to claim £335 from me for unpaid direct debits for a Natwest home insurance transaction that i cancelled online.

 

Abbey reckon Natwest tried to take it sometimes up to 3 times a day, Natwest are insisting that is not there policy, they will try once then once again 14 days later if they don't get it then they won't try anymore.

 

Abbey are telling me that i should have put it in writing to Natwest, my reply "what for?, in the past when I've cancelled online thats been the end of it".

 

It's now in the hands of a debt recovery company who I've just upset by giving them my new address as from tomorrow 'no fixed abode' after they threatened me with a bailiff.

 

Thing is I had stopped using my Abbey Account, not even opening their letters so i had no idea what was going on until I got a letter from this debt company. No way on this earth will Abbey get this money, I'd rather do a few days in Durham than pay the bastards, infact it looks like they're gonna end up owing me.

 

http://www.govanlc.com/bankcharges.html

 

Fucking seething tbh

 

anyone know if that website refers to scots law (that wont apply in engerland)?

[Jusoda Kid 1]

Currently in the middle of a dispute with Abbey National, they're trying to claim £335 from me for unpaid direct debits for a Natwest home insurance transaction that i cancelled online.

 

Abbey reckon Natwest tried to take it sometimes up to 3 times a day, Natwest are insisting that is not there policy, they will try once then once again 14 days later if they don't get it then they won't try anymore.

 

Abbey are telling me that i should have put it in writing to Natwest, my reply "what for?, in the past when I've cancelled online thats been the end of it".

 

It's now in the hands of a debt recovery company who I've just upset by giving them my new address as from tomorrow 'no fixed abode' after they threatened me with a bailiff.

 

Thing is I had stopped using my Abbey Account, not even opening their letters so i had no idea what was going on until I got a letter from this debt company. No way on this earth will Abbey get this money, I'd rather do a few days in Durham than pay the bastards, infact it looks like they're gonna end up owing me.

 

http://www.govanlc.com/bankcharges.html

 

Fucking seething tbh

 

anyone know if that website refers to scots law (that wont apply in engerland)?

 

Both England and Scotland

[WubbleUC 0]

I'm in the middle of reclaiming a good chunk of money from my bank aswell. All due to this new 'unlawful charges' malarky.

[Jusoda Kid 1]

It's about time everyone was made well aware about it

[Craig 6707]

Just heard on the radio this morning that First Direct are going to be the first bank to apply a monthly charge for a current account. Apparently if your balance is below £1500, they'll charge you a tenner a month for the privilege!!

 

Fucking madness IMO - I can understand charges if you become overdrawn, but charging you to store your own money?

[WubbleUC 0]

Just heard on the radio this morning that First Direct are going to be the first bank to apply a monthly charge for a current account. Apparently if your balance is below £1500, they'll charge you a tenner a month for the privilege!!

 

Fucking madness IMO - I can understand charges if you become overdrawn, but charging you to store your own money?

 

Aye I saw that on the news before, mental.

 

About the bit in bold, I fully agree, but, that's what I'm currently trying to get back off my bank. The only reason being, last month, I went over my limit ever so slightly, and got charged £125 for the privellage. That is scandalous, and it made my life last month a fucking misery, as they decided to take it at the point where I am most skint, therefore chucking me over my limit again, and subsequently mean I'll be getting charged, again. I wouldnt mind if they'd done what they said, and charged me £20 or whatever, but £125!? Fucking incredible. It's stuck me in a nasty circle of getting charged every month, unless I do some overtime to cover the charges.

 

Basically, they made last month hell, so I'm going to claim back everything I can off the robbing bastards, then move banks.