Park Life

Is that a put down?

Btw charging 1% interest a day is prisonable in France and Germany. I honestly think most people on here realise this is a shit brand with a torrid reputation but feel that the way football has gone and the financial implications of the short term cash injection they will let it slide.

I really wouldn't get into hypocrasy with me today Chez. You know as well as I do this is a toxic brand.

Wonga’s light-hearted adverts may have you thinking they’re a fun and easy place to borrow from, but fact is, they’re frightfully aggressive in getting payback. There have been a number of complaints by people who have never had Wonga payday loans, yet the fast-cash lender took funds from their bank account or credit card. Consider these cases of people done wrong by Wonga: 1) Katie was out shopping when her debit card was declined and she wasn’t sure why. She phoned her bank and was told that Wonga had taken five debits against her account even though she did not have any payday loans with them. She contacted Wonga and they agreed the taking was improper and told her to work with her bank for a refund. When she went into her bank to close the account to prevent further fraud, Katie found that Wonga had cleaned her out – taking a total of £370. They had even taken out five more payments after she had called them to report the fraud!" http://www.empirecla...sumers-furious/ When Katie initially discovered money missing she phoned her bank and was told that five separate payments to payday lender Wonga had come out of her account, even though she’d not taken out a loan from the provider. The 31-year-old phoned Wonga and a customer service representative confirmed that she did not have a loan with them. But rather than simply give her cash back, she was told that in order to recover the stolen money she would have to post the lender her bank statement. She went back to her bank which said because the transactions were 'pending' – meaning the money was due to come out but hadn’t actually left her account – the best option would be to take the extreme step of closing it. Katie was annoyed about the inconvenience but wanted to stop further fraud on her account. As she had a payment due into her account the next day the bank advised her to wait until it had cleared before closing her account. Read more: http://www.thisismon...l#ixzz28oS5D1gz The company has already attracted formal censure over its cheerfully casual approach to taking on debt; in January it was forced to remove a page from its website that suggested its loans had advantages over student loans (neglecting to mention its APR of 4,214% and the current student loan rate of 1.5%), and inviting students to borrow money from them for things such as holiday flights to the Canaries. The proposal was condemned variously as "cynical", "predatory" and "irresponsible". The Advertising Standards Authority took an earlier, equally jaunty ad off the air, ruling that the "light-hearted presentation of the ad was likely to mislead about the nature and implications of the product". Transport for London was criticised for a sponsorship deal it agreed with Wonga."

Nor am I. Debbie · Guildford Tech I have to say I am guilty of using wonga in the past id never had ne problems and always paid my loans early or on time then to my horror things went pear shaped on a bank holiday weekend my loan was due and my bank had paid a dd early I tried to contact wonga straight away by email and telephone but had no response from them apart from texts saying I had defaulted and to get in touch with wonga. On my payday I checked my bank in the morning all was fine I tried to pay a bill before contacting wonga my payment was declined my bank was empty wonga had continually requested payments through my bank using my debit card details until my bank was empty this left me with no money and two children to feed one of which is dissabled, facts that wonga knew on my application , I eventually got through to wonga who then acknowledged id tried to contact them and offered me half the money they had taken as compensation for my distress although id have to pay this back with interest luckily my family stepped in paid the loan and helped me that week you cannot imagine the distress id felt I will never use these vultures again. Graham One thing that nobody seems to mention is Wonga's underhand way of getting a couple of extra quid. They apply for the first payment at 6am - way before the banks open - on the day the loan is due to be repaid. If this fails, they levy a charge and retry later that night. It usually works out cheaper to take it over an extra day, to allow you to make sure the money is available on the day they actually request it. There are literally hundreds of these all over the web. I only looked for 15 seconds. ·

The ole crab sauce eh?

By everything that is holy I Parkenstein beseech any god or gods real or imagined to strike down Wonga. I will meet my obligations if said act is carried out in the holy places and by the moon of my ancestors. Parky.

Well I'm glad to find so many moral relatavists in here. Tell you what why don't you all go out this w/e and kill some people...Hitler killed 6 million ya kna.

It's clear they're utter fukin monkeys.

They've re-named St James' Park commonly refered to by 98% of the football public as St James' park - St James' Park. Clearly they see their target audience as complete idiots.

This sends out all the wrong signals. The club has a duty to interact positively with the community not give ad space to vultures rummaging through the pounds and pennies of people who find themselves on hard times. This is absolutely wrong on every fuckin level.

Can you not see this is wrong? Seriously?

As you clearly illustrate without having the self-acualisation to realise it banks loan to people who are capable of fighting back. These other scum are predators who feed off the vulernable. Are they not?

Wonga are scum. Got it?

This is fukin shit and so it is.

You carry on as if they're lending to people who are in a situation where they are making rational financial decisions on a laptop using excel you clown.

I feel ill even having to post an argument against Wonga it should be anathema to all on here. Should be ashamed of yourselves.

Are you seriouly comparing a bank to Wonga? Get out.

These are loan sharks right? They take money out of the bank directly if you are one day late and keep doing it till you contact them. They encourage the vulernable to 'roll over' the loan. These are scum man. Think about it a minute.

I can't beleive people are defending this.

That's fukin nonsense as well. NR were operating in the same deregulated market as other lenders.

You do realise that a lot of vulernable and desperate people play one last minute lender off against another and have rollovers of the loan and so on?

Fuck off you dopey cunt.

I feel ill.

It's pretty clear you know fuck all about this.