i am sorry to have to say this but snobby, arrogant businessmen are going to laugh and wipe their arse with letters from people like you and me telling them how to run the club business. We all know we need investment and we can assume the idea of finding short term debt is simple but this wont work. Perhaps Kinnear is right that we have 8-10m to spend, we can be ask for more but how many of the other relegation battlers will have this.