Good summary, first half I gave England the best chance when Saka played in Kane. It was good agressive keeping from Lloris to save that. The Tchouameni goal as we've all mentioned should have been saved. Pickford's positioning wasn't great and he was slow to move and even then could still have got the ball. There was an earlier headed chance for Giroud but the ball was behind him so he couldn't get much on it, but it was the start of a trend of Macguire not being able to defend crosses to Giroud. There was also a deflected shot from Kane from distance thay result in an easy showboating save from Lloris. I give England a marginal advantage on the first half.
Other key things to note - there was a text book foul on Saka by Upamecano when France 'won' possession in the lead up to their first goal. There was also a foul on Harry Kane that started outside the box and possibly transitioned just in it that was not given. Horrible refereeing in both cases, and extremely costly to England.
Second half England came out hard, there was a cracking volley from Bellingham that forced a good save from Lloris. 5 minutes after that some great interplay a clear foul on Saka in the box wins England a penalty which 2 minutes later Kane scored.
Immediately after this an errant throw in results in a shot from distance from Rabiot which Pickford easily saves. It does set the trend for a nervous England period before Harry Macguire sends a very scorable chance wide from a Henderson free-kick. Shortly after Hernandez bails out France just clearing a low driven Luke Shaw cross that Saka was ready to put away.
France then wrestle the momentum back with Giroud given perhaps the best chance of the game from a floated Dembele header into the centre of the box after an Mbappe cross. With the goal at his mercy Giroud sent it almost straight at Pickford who saved well. Macguire once again failing to pick up his man.
A minute later a superb Griezman cross from the sideline is well met by Giroud, beating Macguire again and at that distance and speed Pickford can't save it.
Then was the absolute brain snap from Hernandez to gift England the second penalty after the VAR called the referee over, and we all know what transpired thereafter. Note that there was more than 4 minutes between the foul by Hernandez and Kane taking the penalty.
After 6+ minutes alone were lost to the two penalties there were only eight minutes of time added on, which IMO was short of what was due, especially in the context of time added on throughout this tournament. The referee was poor throughout, with the vast majority of that in favour of France.
Overall I do give a slight edge to England which would have potentially been realised with a win if Pickford wasn't in goal or if someone who could mark Girout was playing instead of Macguire or if there was a decent referee.