Isegrim

Mileage doesn't matter because it is a far too uncertain factor to insurance companies. Again, the calculation is based on how much insured events a caused by a specific group. It doesn't matter to the insurance company how often or how good someone drives, but if his insurance contribution covers the risk of an insured incident. Anyway, a terrible driver who uses his car once a year is much more likely that he covers his risk by his contribution than a good driver.

I think the insurance doesn't give a toss about a woman driving 1 mile every week to her hairdresser or a man cruising with his hairdresser the land up and down all day. They are just interested in how likely it is statistically that the driver will cause an accident... 45051[/snapback] So if I drove 140 miles a day, don't you think I'd statistically be more likely to be involved in an accident that my mother who drives 3 miles to get to work? 45060[/snapback] Mileage doesn't matter. If someone male who drives 1000 miles a day causes an accident every 1500 miles he statistically is still more accident prone than a woman that drives 5 miles a week and statistically causes an accident every 10 miles. 45080[/snapback] Hang on, you've lost me. Are you saying that insurances companies DO actually take into account how far you drive, or are you saying that the distance you drive has no bearing on how likely you are to cause an accident (fatigue for example, no?). I understand what you are saying about the statistics behind how per mile accidents happen, but I think you're ignoring the fact that you're more likely to crash driving longer distances than you are short distances. I'd also like to see the stats about how many accidents are on motorways compared to minor roads tbh. In my experience (and I hope I'm not gonna get labelled sexist for sharing my own experience here ) but most (not all) accidents I've seen looked to have been caused by females. 45086[/snapback] I just wanted to demonstrate that mileage doesn't matter, wether insurance companies do take it into account or not. Your last point is obviously your own (probably a bit clouded) experience. Insurance companies base their whole system on statistics. If all accidents were caused by women insurance companies would charge them higher than men. They just look how many of their insurants cause insured events. And if they see that of their female insurants less events are caused they make them pay less than their male counterparts. I don't know much about the English health system, but in Germany the same kind of discrimination can be found at health insurances. Women statistically get older than men and cause more insured events. That's why they have to pay more for their insurance than men.

I think the insurance doesn't give a toss about a woman driving 1 mile every week to her hairdresser or a man cruising with his hairdresser the land up and down all day. They are just interested in how likely it is statistically that the driver will cause an accident... 45051[/snapback] So if I drove 140 miles a day, don't you think I'd statistically be more likely to be involved in an accident that my mother who drives 3 miles to get to work? 45060[/snapback] Mileage doesn't matter. If someone male who drives 1000 miles a day causes an accident every 1500 miles he statistically is still more accident prone than a woman that drives 5 miles a week and statistically causes an accident every 10 miles.

I think the insurance doesn't give a toss about a woman driving 1 mile every week to her hairdresser or a man cruising with his hairdresser the land up and down all day. They are just interested in how likely it is statistically that the driver will cause an accident...

While he fuming at the "new type of slavery" ... isn't it funny that FIFA is the official partner of "Goal!", a film about a poor young guy coming to a club only to get sold on to a even bigger club rather quickly... Oh, sweet irony...

http://home.skysports.com/list.asp?HLID=31...ball_Home&f=rss

Even in England a day only has 24 hours...

Some other thing that was pointed out to me today (by a Greek bloke)... FIFA was selling so called Team-Series-Tickets, where you could follow all the games of the nation you applied for. Most series were sold out, and people had to pay straight away, even if they didn't know if their team will qualify. Now some teams failed (e.g. Greece) and people of those tickets will get a refund, minus a processing fee of course. So FIFA is pocketing in money from loads of sold tickets that never were valid anyway. And they probably made a huge interest profit as well...

Q: What drink would George Best never order? A: Haddaway.

Would be the most generous WUM as she donated to Ritchie's Tachetastic mission...

- 913,000 tickets went to open sale - 191,000 tickets went to the "FIFA family" i.e. associations not taking part (like Australia) - 440,00 tickets went to special guests, media and have been reserved as security contingency - 555,000 tickets went to sponsors and commercial partners - 389,000 tickets went to the German football association - 347,000 went to VIPs and boxes - 468,000 tickets go to the participating associations - 64,000 tickets go the the media rights holders Who needs football fans in the stadium, eh... 44565[/snapback] Fuck off! There are two wrongs in that statement. Firstly Australia will be taking part and secondly we haven't had a fraction of those tickets offered to Australians that want to travel, whether the team makes it or not. 44643[/snapback] Sammy mate, I think you've got anger management issues. 44646[/snapback] No Gemmill it's just short man syndrome. Actually I've been busting my hump to get tickets as I'm going for the month, whether Australia qualifies or not, so I know it isn't true. 44647[/snapback] Well as much as I now a quota of 6.5% (i.e. 191,000 tickets) has been reserved and will be distributed to the FIFA Family, how they will sold on then I don't know. And if in the (highely unlikely ) case Australia qualifies they have the same right as every participating association to a share of the quota of 8% of the tickets that have been reserved and will be distributed via the national associations after the final draw on December 9th.

Q: What is the best toxin to kill a rat? A: Poland.

- 913,000 tickets went to open sale - 191,000 tickets went to the "FIFA family" i.e. associations not taking part (like Australia) - 440,00 tickets went to special guests, media and have been reserved as security contingency - 555,000 tickets went to sponsors and commercial partners - 389,000 tickets went to the German football association - 347,000 went to VIPs and boxes - 468,000 tickets go to the participating associations - 64,000 tickets go the the media rights holders Who needs football fans in the stadium, eh...

So we get this whole "I fancy this girl from work, what should I do" malarky again...

He's got a job at B+Q? 44549[/snapback] In Gemmil's case it rather would be BBQ...

Speaking of scientific progress... The Ig-Nobel-prize ceremony took place a couple of days ago. http://www.improb.com/ig/ig-top.html Here are this year's winners: AGRICULTURAL HISTORY: James Watson of Massey University, New Zealand, for his scholarly study, "The Significance of Mr. Richard Buckley’s Exploding Trousers." REFERENCE: "The Significance of Mr. Richard Buckley’s Exploding Trousers: Reflections on an Aspect of Technological Change in New Zealand Dairy-Farming between the World Wars," James Watson, Agricultural History, vol. 78, no. 3, Summer 2004, pp. 346-60. WHO ATTENDED THE IG NOBEL CEREMONY: James Watson PHYSICS: John Mainstone and the late Thomas Parnell of the University of Queensland, Australia, for patiently conducting an experiment that began in the year 1927 -- in which a glob of congealed black tar has been slowly, slowly dripping through a funnel, at a rate of approximately one drop every nine years. REFERENCE: "The Pitch Drop Experiment," R. Edgeworth, B.J. Dalton and T. Parnell, European Journal of Physics, 1984, pp. 198-200. WHO ATTENDED THE IG NOBEL CEREMONY: John Mainstone MEDICINE: Gregg A. Miller of Oak Grove, Missouri, for inventing Neuticles -- artificial replacement testicles for dogs, which are available in three sizes, and three degrees of firmness. REFERENCES: US Patent #5868140, and the book Going Going NUTS!, by Gregg A. Miller, PublishAmerica, 2004, ISBN 1413753167. ACCEPTING: "The winner was unable to travel, and deliverd his acceptance speech via videotape." LITERATURE: The Internet entrepreneurs of Nigeria, for creating and then using e-mail to distribute a bold series of short stories, thus introducing millions of readers to a cast of rich characters -- General Sani Abacha, Mrs. Mariam Sanni Abacha, Barrister Jon A Mbeki Esq., and others -- each of whom requires just a small amount of expense money so as to obtain access to the great wealth to which they are entitled and which they would like to share with the kind person who assists them. PEACE: Claire Rind and Peter Simmons of Newcastle University, in the U.K., for electrically monitoring the activity of a brain cell in a locust while that locust was watching selected highlights from the movie "Star Wars." REFERENCE: "Orthopteran DCMD Neuron: A Reevaluation of Responses to Moving Objects. I. Selective Responses to Approaching Objects," F.C. Rind and P.J. Simmons, Journal of Neurophysiology, vol. 68, no. 5, November 1992, pp. 1654-66. WHO ATTENDED THE IG NOBEL CEREMONY: Claire Rind ECONOMICS: Gauri Nanda of the Massachusetts Institute of Technology, for inventing an alarm clock that runs away and hides, repeatedly, thus ensuring that people DO get out of bed, and thus theoretically adding many productive hours to the workday. WHO ATTENDED THE IG NOBEL CEREMONY: Gauri Nanda CHEMISTRY: Edward Cussler of the University of Minnesota and Brian Gettelfinger of the University of Minnesota and the University of Wisconsin, for conducting a careful experiment to settle the longstanding scientific question: can people swim faster in syrup or in water? REFERENCE: "Will Humans Swim Faster or Slower in Syrup?" American Institute of Chemical Engineers Journal, Brian Gettelfinger and E. L. Cussler, vol. 50, no. 11, October 2004, pp. 2646-7. WHO ATTENDED THE IG NOBEL CEREMONY: Brian Gettelfinger and Edward Cussler BIOLOGY: Benjamin Smith of the University of Adelaide, Australia and the University of Toronto, Canada and the Firmenich perfume company, Geneva, Switzerland, and ChemComm Enterprises, Archamps, France; Craig Williams of James Cook University and the University of South Australia; Michael Tyler of the University of Adelaide; Brian Williams of the University of Adelaide; and Yoji Hayasaka of the Australian Wine Research Institute; for painstakingly smelling and cataloging the peculiar odors produced by 131 different species of frogs when the frogs were feeling stressed. REFERENCE: "A Survey of Frog Odorous Secretions, Their Possible Functions and Phylogenetic Significance," Benjamin P.C. Smith, Craig R. Williams, Michael J. Tyler, and Brian D. Williams, Applied Herpetology, vol. 2, no. 1-2, February 1, 2004, pp. 47-82. REFERENCE: "Chemical and Olfactory Characterization of Odorous Compounds and Their Precursors in the Parotoid Gland Secretion of the Green Tree Frog, Litoria caerulea," Benjamin P.C. Smith, Michael J. Tyler, Brian D. Williams, and Yoji Hayasaka, Journal of Chemical Ecology, vol. 29, no. 9, September 2003. WHO ATTENDED THE IG NOBEL CEREMONY: Ben Smith and Craig Williams NUTRITION: Dr. Yoshiro Nakamats of Tokyo, Japan, for photographing and retrospectively analyzing every meal he has consumed during a period of 34 years (and counting). WHO ATTENDED THE IG NOBEL CEREMONY: Dr. Yoshiro Nakamats FLUID DYNAMICS: Victor Benno Meyer-Rochow of International University Bremen, Germany and the University of Oulu , Finland; and Jozsef Gal of Loránd Eötvös University, Hungary, for using basic principles of physics to calculate the pressure that builds up inside a penguin, as detailed in their report "Pressures Produced When Penguins Pooh -- Calculations on Avian Defaecation." PUBLISHED IN: Polar Biology, vol. 27, 2003, pp. 56-8. ACCEPTING: The winners were unable to attend the ceremony because they could not obtain United States visas to visit the United States. Dr. Meyer-Rochow sent an acceptance speech via videotape.

Student life is an absolute ball-ache once a year come exam time. Apart from that, providing you manage your time well then theres nobody can claim its particularly hard work. I exclude medical students from that (admittedly huge) generalisation, but thats about it.....and by and large medical students make up for that by being complete arseholes! 44480[/snapback] Never a truer word said - them and law students. 44484[/snapback] Law students are definitely up there too. Medical students are in a league of their own mind. 44485[/snapback] I've been to dinner at the Inns of court in London. Barristers are complete and utter pricks, comparable to the worst medics, I'm sure you agree! Mind I have certainly known a few medical student kernts in my time. 44486[/snapback] Law students are a pest all over the world. That's why I am for the (re)introduction of birching at universities...

Jumped before you were pushed, eh? Seriously though, have you another job lined up? 44431[/snapback] They actually offered me more money to stay man. I couldn't believe it. 44433[/snapback] its funny when they do that - if you are so pissed off you have gone somewhere else all they do is PROVE they're lousy at motivation when they try and bribe you on the way out 44458[/snapback] When he said 'stay' he actually meant 'go'. 44460[/snapback] Maybe they offered him more money to "stay away" because they feared he might have a change of heart...

We have it here at youth level and I think it's absolutely useless. Sin bins are good in quicker sports with more "action" like hockey, handball, basketball. I don't think it's suited to football. 44351[/snapback] how does it work ? Whats the bad effect ? 44450[/snapback] It has no effect. And that's the bad effect.

You want her? Make an offer... The ticketing policy has already caused a huge uproar here. And if FIFA had got their wish it could have been even worse, especially regarding prices. The big question is how serious they will be about controlling identities as the tickets are personalized. This probably won't be done in minor matches, but there are big chances that in allegedlyhigh risk games like those involving England there will be stronger security measures that would indeed include checking identities or card owners.

We have it here at youth level and I think it's absolutely useless. Sin bins are good in quicker sports with more "action" like hockey, handball, basketball. I don't think it's suited to football.

Aye, that was it. Err, I think 44344[/snapback] We lost 1-0 the year later... ijust thought my memory completely was failing me as neither was I remembering only one goal nor a red card...

http://www.nufc.com/old-match-reports/96-97/arsenalh.htm ???

Make no mistake, I don't think either of the two bookings were correct decisions. Free kicks - yes, bookings - no. Though I don't think they were that awful that they warrant the outrage. And I don't think there would be any chance for an appeal.

No, it was a blatant dive. The player actually took another step before deciding to throw himself to the floor. I do realise though that this is classed as fair play in Germany. 44294[/snapback] That's why we appointed Klinsmann as national manager. And it's good that other nations don't have cheating left-backs... And did Beckham really not catch the foot?