I think the Dubravka one was bizarre. We let our second best keeper go on loan with no obligation to purchase, and he's now been cuptied by our actual opponents in the final.
I can't remember who I've heard talking about this in the last couple of days, but they correctly stated that Man United would never have put themselves in this position. Mainly because they now see us as a threat and wouldn't do us any favours.
All the rest I understand, but Dubravka was a mistake which has now been made bold and underlined by the Pope red card.